Compliance, Control and Clarity — Built for Lenders
Lender Compliance Technologies is a SaaS company built by auto finance professionals to solve one of the industry’s most persistent challenges: Managing Voluntary Protection Product (VPP) cancellations and refunds accurately, efficiently and transparently.
Refund Control© is our lender-managed, cloud-based platform designed to automate the VPP refund lifecycle while delivering audit-ready data, direct provider verification and lender-controlled workflows.


We empower lenders with innovative, compliance-driven technology solutions that streamline F&I product refund processes, mitigate regulatory risk and enhance operational efficiency.
To usher in a new day for compliance as the definitive technology platform that gives lenders complete control of the F&I product cancellation and refund process, so they are truly audit-ready; consumers are protected; and the outdated, no-tech alternatives masquerading as “solutions” are mere distant memories of a noncompliant past.
At LCT, we support banks, credit unions and finance companies managing GAP and service contract refunds across automotive, recreation, marine and powersports portfolios.
Lenders use Refund Control© to submit cancellations, obtain direct provider refund quotes, track recoveries in real time and maintain an audit-ready system of record from request to refund.
Dealers and providers receive real-time cancellation notices and standardized workflows that reduce delays and improve accuracy.
Consumers and members receive accurate, timely refunds with full transparency.
Regulators see a clear, auditable trail that demonstrates accurate refund handling, governance and lender oversight.




